Optimal Group Services looks to partner up with Employers whereby we do the heavy lifting credit administration work
Customer Support
Loan Origination
Loan Collections
Compliance with NCA
while you as the Employer fund the credit off your balance sheet.
As it is your balance sheet that is being extended, you will earn 100% of the upside while we will charge you a fee per loan disbursed. If you choose not to make any upside and pass on all the benefit to the Employee then we will create a credit policy that allows the whole structure to break-even (you recover your cost of funding and our fee is covered).
